> For the complete documentation index, see [llms.txt](https://docs.yumi.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.yumi.finance/summary/loan-financing-defi-flow.md).

# Loan financing/DeFi flow

We currently use **private LP capital** to fund the credit line. For the details of the deals, please **get in touch with us directly**. 

In the **future**, we plan to use permissionless **DeFi vaults/bonds** to finance our loans.

*Buy now, pay later flow*

<figure><img src="/files/VgHm29uYy7ExKtbDhroq" alt=""><figcaption></figcaption></figure>

*Credit flow*

<figure><img src="/files/9eImhEqlgIHqSOqNs2pU" alt=""><figcaption></figcaption></figure>