> For the complete documentation index, see [llms.txt](https://docs.yumi.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.yumi.finance/summary/loan-financing-defi-flow.md).

# Loan financing/DeFi flow

We currently use **private LP capital** to fund the credit line. For the details of the deals, please **get in touch with us directly**. 

In the **future**, we plan to use permissionless **DeFi vaults/bonds** to finance our loans.

*Buy now, pay later flow*

<figure><img src="https://439661759-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FXg9Y18a1AYeemkRuTkgR%2Fuploads%2FHQpzzzMOj4xtuNFlFOQ0%2F2104.svg?alt=media&amp;token=8e13d3e3-ed80-4c9c-98a9-09c3227f023d" alt=""><figcaption></figcaption></figure>

*Credit flow*

<figure><img src="https://439661759-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FXg9Y18a1AYeemkRuTkgR%2Fuploads%2FL2khhJadGZbc0XeykAGH%2F2095.svg?alt=media&amp;token=cbe87af4-708b-4f1b-ad07-5c837504032e" alt=""><figcaption></figcaption></figure>