> For the complete documentation index, see [llms.txt](https://docs.yumi.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.yumi.finance/buy-now-pay-later/user-flow.md).

# User flow

*Those are just example designs, you can check them on* [our demo](https://demo.yumi.finance). *Everything in the images can be customized.*

#### Select Yumi as the checkout option.

![](https://439661759-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FXg9Y18a1AYeemkRuTkgR%2Fuploads%2FlycKKKlQSSjwJ26QCGQD%2Fimage.png?alt=media\&token=a07d73e2-f774-4c46-87d9-341e0d94f9e7)

#### Connect bank account (optional)

![](https://439661759-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FXg9Y18a1AYeemkRuTkgR%2Fuploads%2FEH5S6uxsFnRcvatGw04Z%2FScreenshot%202025-09-19%20at%203.46.01%E2%80%AFPM.png?alt=media\&token=604d0db7-1436-48e7-879a-ab35fc84f24e)

#### Connect wallet

Using [Privy](https://docs.privy.io/wallets/connectors/).

![](https://439661759-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FXg9Y18a1AYeemkRuTkgR%2Fuploads%2F8hPemLzUYNZ0d6FYORkV%2FScreenshot%202025-09-19%20at%203.48.47%E2%80%AFPM.png?alt=media\&token=33cc86b3-9cbb-4e00-8f56-92f72d6c3426) ![](https://439661759-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FXg9Y18a1AYeemkRuTkgR%2Fuploads%2FBC6JL48i5IyMJGxAHlWC%2FScreenshot%202025-09-19%20at%203.49.34%E2%80%AFPM.png?alt=media\&token=5792eb00-f7c5-4be3-acef-7ea1c582ed46)

#### Identity Verification (KYC)

Powered by [zkMe](https://docs.zk.me/zkme-dochub/verify-with-zkme-protocol/zkkyc-compliance-suite/zkkyc-credentials/proof-of-citizenship-zkpoc).\
![](https://439661759-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FXg9Y18a1AYeemkRuTkgR%2Fuploads%2FFor8wMHovPLiTMbUbHJq%2FScreenshot%202025-10-08%20at%2012.58.42%E2%80%AFPM.png?alt=media\&token=046bf4d8-e638-4e55-a839-8729cf5e1ed1) ![](https://439661759-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FXg9Y18a1AYeemkRuTkgR%2Fuploads%2FImuev9j81sMeiJVv0vYW%2Fphoto_2025-10-08%2013.02.48.jpeg?alt=media\&token=abb53481-e948-4a7e-903e-ef0bbeae55d6)   ![](https://439661759-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FXg9Y18a1AYeemkRuTkgR%2Fuploads%2FUjrs9BczXlqI3VZuQXCH%2Fphoto_2025-10-08%2013.02.46.jpeg?alt=media\&token=7dd8b8c0-d631-4d24-96c3-b3b9efbf7ec2)

#### Select a payment plan.

![](https://439661759-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FXg9Y18a1AYeemkRuTkgR%2Fuploads%2Fkjr5g6Y4K6fgEZCp54Nh%2FScreenshot%202025-09-19%20at%203.46.46%E2%80%AFPM.png?alt=media\&token=64e00168-57bc-4e8c-a077-34720d6f44f9)

#### Pay.

 ![](https://439661759-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FXg9Y18a1AYeemkRuTkgR%2Fuploads%2FWt0wQywVkUMrsaRqdOeC%2FScreenshot%202025-12-08%20at%2010.23.56%E2%80%AFAM.png?alt=media\&token=dc9ffa80-947b-4a59-a3cf-5999d16668be)