Overview

Yumi provides an SDK and API that adds "pay-in-4 with crypto" to any checkout flow.

Why Yumi's Pay-in-4?

• Boost Conversion & AOV

  Offering “pay 4×” increases average order value by 15–25 % and reduces cart abandonment.

• Cut Costs & Risk

  3 % fee vs. 5–8 % with legacy BNPL, plus zero chargebacks and instant settlement in stablecoins.

• Global Crypto Shopper Reach

  Instantly accept stablecoin-based payments from wallets worldwide—no new banking rails needed.

Key features

• Drop-in Button

  Seamlessly sits alongside other payment options.

• Instant Settlement

  Merchant receives full USDC (with possible fiat conversion) on purchase.

• Customizable UI & Integration support

  Customizable SDK - match your look. Our engineers help you integrate the feature end to end.

• Live Dashboard

  Track GMV, repayment health, and approval rates in real time.

• No risk We charge a fee per order, so if shoppers don’t use Yumi, you don’t owe us anything. Yumi handles everything internally - underwriting, loan origination, and servicing.